As housing prices continue to climb across the nation's hottest real estate markets, many young families struggle to buy their first home, particularly in their parents' more expensive neighborhoods. Wanting to keep their children close, parents, with the financial resources to help, often consider gifting a home to their children. While this tactic can help keep kids nearby, providing a home can have significant tax and other associated implications. But there is another option: giving your child a low-interest home loan.