While housing affordability continues to be a concern across the country, there are some metropolitan areas where homes are a relative bargain. Pittsburgh, for example, is the nation's most affordable metro area to buy a home, according to a recent analysis by mortgage data provider HSH.com.

Using the latest quarterly home-price information from the National Association of Realtors, HSH.com crunched the numbers to find the 10 metro areas where a home costs about $1,000 a month. It incorporated local property tax and homeowner's insurance costs to calculate the income needed to qualify for a median-priced home.

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