Apple Pay is the company's latest technological advancement. It is a cardless method of payment that allows its users to purchase items both physically and virtually.
Apple Pay Setup
Apple Pay requires an iOS version of 8.1 or higher, and only the iPhones 6S, 6S Plus, 6, and 6 Plus can work with it directly. The iPad Air 2, iPad Pro, iPad Mini 3, and Apple Watch can also work, but the iPads only support Apple Pay in Apps and the Watch needs an iPhone to use Apple Pay. Setting up the service is an easy task, according to TechRadar, they just snapped a photo of the cards, type in the security codes, and agree to the terms of agreement.
How Apple Pay Works
Your cards will be presented on your phone in the Wallet app, but since you probably do not like to pull this out manually every time you need it, you can just simply wave your phone above the NFC reader and your lead card will simply pop up. There will be an instruction that will come up asking you to put your finger on the scanner and by doing just that, your purchase completes. It's quite simple especially that you will save time pulling out a plastic credit card and signing receipts.
Who Accepts Apple Pay
Apple's digital payment system works in many retailers including Walgreens, Macy's, Subway, and more. You can also pay for items within your app. Wireless transactions are possible, rivaling the biggest names in this business such as the WePay and PayPal. Furthermore, Apple says that there are over 200,000 stores accepting or preparing for this contactless method of payment. In the UK, this mode of payment is also available in hundreds of stores, you just need to look for the Apple Pay logos.
Conclusions
The overall function and security provided by Apple Pay is nothing but amazing. And the fact that this method of payment may go worldwide some time in the future, it's a very good news as well. However, we should not disregard the manual purpose of your credit cards and we should not entirely eliminate its usage, because first and foremost, Apple Pay relies on your phone, which means that if you lose power, you would be as good as a cardless person. "iPhone 6" owners know that the phone can encounter battery issues, so it is always better to keep cash on hand and credit cards wherever you go.
But in general, the Apple Pay is one sweet technology that makes payments very easy to to. It is also secure as it does not use forgeable signatures. Having a fingerprint verification should be one of the most secure way to prove that you own your card.