Finance & Mortgage
3 Reasons Why Mortgage Rates Are Still Going up After the Fed’s Interest Rate Cut: Report
Nearly 50% of Home Buyers in the US Use This Simple Strategy To Lower Their Mortgage Rate and Payments
Mortgage Rates Spike to 6.53% After a Strong Jobs Report, It May Stay That Way for a While: Report
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Gov. Gavin Newsom Expedites Temporary Housing For Residents In Areas Struck By LA Wildfires
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Pasadena Native Lost Her House To LA Wildfires One Day After Paying Off Her Mortgage: 'It's Gone'
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How The Mircale Malibu Mansion And Pacific Palisades Home Survived The Devastating LA Fires
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What Happens To Your Mortgage And Property Tax When You Lose Your Home In A Natural Disaster?
Saving for a down-payment can take years, but there are ways to own a house without putting a down. The median sale price of a home in the United States has risen to $432,849 as of August. 
US Starter Homes Now Cheaper Than It Was a Year Ago as Mortgage Rates Dip: Report
Hopeful buyers now need to earn $76,995 to afford a typical starter home, down from the $77,343 income required in August 2023. 
TikTok Hack Claims To Help Homeowners Save on Mortgage Payments; Here’s What Experts Say
The hack claims making "one additional monthly payment" would cut the duration of a 30-year mortgage to 17. 
10 US Cities Where Buyers Earning Under $95,000 Can Comfortably Afford a Home: Report
A new analysis from Redfin found that the income needed to afford a home in the US fell to $115,000 nationally, but this is lower in several cities. 
10 US Cities Where Mortgages Are Easiest and Hardest To Pay Off: Report
A person's ability to pay off their mortgage depends on where they live. Here are the cities where homeowners can easily pay off their mortgages. 
Income Needed To Buy a Typical Home in the US Falls to $115K, Marks First Decline Since June 2020
The income needed to buy a median-priced home in the US fell to 1.4% year-over-year in August 2024 after mortgage rates dipped to 6.5%. 
5 Key Things That Affect Mortgage Interest Rates
The Federal Reserve's actions influence borrowing rates, but there are also other key factors that could affect mortgage interest rates. Here are five. 
Fed Rate Cuts Will Lower Mortgage Rates but Won’t Fix the US Housing Affordability Crisis: Report
Falling mortgage rates will offer relief to Americans, but it could also lead to an increase in demand, which could lead to higher prices amid the market's housing shortage. 
Fed Cuts Interest Rates Down to 4.8%; Here’s What It Means for the Housing Market and Mortgages
The central bank's recent cut could bring mortgage rates down for the 30-year term and encourage sellers back into the market. 
Here’s How Much Your Monthly Mortgage Payments Will Fall After the Fed Cuts Rates
The contract rate for the 30-year and the 15-year fixed terms are expected to fall between 25 basis points to half a percentage point after the Fed cuts its interest rates.
