Finance & Mortgage

Home Inspection: Obtain A Warrant First Before Inspecting a House

According to the U.S. Supreme Court, "The basic purpose of this Amendment... is to safeguard the privacy and security of individuals against arbitrary invasions by government officials... the physical entry of the home is the chief evil against which the wording of the Fourth Amendment is directed."

Shared Equity: Helping a Family Member Own a House

If your relatives want to purchase a home but their income is not able to sustain the mortgage. You can still help them, by giving them an opportunity called "shared equity."

How Credit Score Affects Your Mortgage Loan Application

As much as lenders will want serve their client with a mortgage loan, they are also watching their back to lessen the risk they are taking in this business. The easiest way to asses risk is by using your credit scores to make lending decisions.