Finance & Mortgage

'Your Credit Card Paying Habits Can Affect Your Chances of Buying a Home

The entire process of buying a home – from looking for one to sealing the deal – is a long and tedious one. While having a good credit score is definitely a must if you want to apply for a mortgage, a recent report shows that your credit card bills may also affect your chances of getting an approved mortgage application.

'Prices of Luxury Homes on the Decline

The study differentiated homes in the top 10 percent of ZIP codes in each metropolitan city is deemed as the 'luxury market'. Comparatively, the bottom 10 percent of ZIP Codes in the same metropolitan city is deemed as the 'entry-level-market."

'Can Your Parents Help You Afford a Home in Vancouver?

Canada's house prices are still on the upward movement despite reports that they already surpassed economic fundamentals and houses in the country are already overvalued. Will the next generation still be able to afford a home in their home city such as Vancouver?
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